Reward Bank wants to ensure that you get the best possible customer experience and get the most value possible from the Reward Bank program.

The following are the terms and conditions for Reward Bank (the "Site/Program"). By using the Site, and/or becoming a customer of the Program (or a timed preview of the Program as defined herein), you agree to be bound by all of the terms in these Terms of Use (the "Agreement"). The Program reserves the right to update or modify this Agreement at any time. Your continued use of the Site following the posting of any changes to this Agreement constitutes your acceptance of those changes. Please read these Terms of Use carefully and, if you have any questions, or if this Agreement does not conform to your understanding of the Program, please contact Customer Support and we will be happy to assist you. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@myrewardbank.com.

Program & Program Access. Reward Bank is a customer reward program, featuring ongoing, monthly-billed benefits and services to which/for which customers subscribe, as described herein. The Program hereby grants you a non-exclusive, non-transferable, limited right to access, use and display the Site/Program for your personal, non-commercial use, provided that you comply fully with the provisions of these Terms & Conditions.

Customer Benefits. As a customer of Reward Bank, you have access to benefits, savings, discounts, incentives, rewards, and bonuses offered by Reward Bank and by participating vendors as explained in your benefits materials, including the Site/Program, and this Agreement. We reserve the right to modify, enhance, cancel, replace, terminate or otherwise change particular program benefits or benefit providers from time to time in our sole discretion.

Service Term, Renewal, Billing. Unless you cancel, your benefits will continue automatically on a monthly basis, with the applicable periodic customer fees disclosed to you upon your enrollment, and always available to you by contacting Customer Support, as detailed herein, automatically billed to the account identified and authorized by you at the time of your Reward Bank registration. As a customer of Reward Bank, you authorize the owners/administrators of Reward Bank to conduct this monthly billing and you further authorize Reward Bank to bill an amount less than your monthly customer fee if Reward Bank is unable to bill the full monthly customer fee amount. Some customers are enrolled into a timed preview of Reward Bank ("Program Preview") for a fee or for free. Upon the expiration of the Program Preview, Program Preview customers who have not called to cancel will automatically become Reward Bank customers, with rights, privileges, benefits, and payment obligations, as detailed above, pertaining thereto.

Cancellation & Refund Policy. At Reward Bank, customer satisfaction is our top priority. That's why we make sure that the program's cancellation and refund policy is clear, compliant, and most importantly fair. Cancellations: As a customer of Reward Bank, you can cancel your benefits at any time by calling Customer Support. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@myrewardbank.com.

Please note: You may not cancel your benefits by simply sending an email, or submitting an online customer support inquiry. This program may also include an online cancel function, whereby you can log into your customer account at the Reward Bank website, navigate to the “My Account” function, and follow the online cancellation process. Refunds: (1) No refund is available for the Preview Period, if applicable. (2) With respect to the monthly customer fee following the Preview Period, if applicable, refunds are available only following (i) a customer to call to cancel, and (ii) a customer request for a refund, and (iii) a demonstrable system error or lack of accessible benefits on the part of Reward Bank. Because Reward Bank is an ongoing benefits program during which the customer has unlimited access and eligibility to all of the program benefits at all times, which represent real value to the customer and real expense to Reward Bank, standard refunds are capped at the equivalent of one (1) month's monthly customer fee (as a courtesy refund for the active/paid month the customer is in at the time of cancel). Reward Bank also offers a refund request appeals process, whereby a recording of the customer's enrollment call is reviewed, and whereby a customer may escalate a refund request to a Customer Support Manager for additional review, the result of which shall be determined on a case by case basis and may result in a maximum of a full refund of all monies charged the customer by Reward Bank.

Use of Benefits. Your benefits are non-transferable. You agree that only you, your spouse and children living in your household will have access to the program benefits. Benefits are not for re-sale. You are entirely responsible for maintaining the confidentiality of your Program password and user account information. You will promptly notify us if you become aware of any unauthorized use of your account.

Charge Backs. Charge backs are serious actions, and we take them seriously. It is our goal to ensure that your experience with the Reward Bank is successful and satisfying. If that is not the case, (1) you have access to a variety of resources (terms, instructions, how to guides, welcome letter, frequently asked questions, etc.) to assist you 24 hours a day, 7 days a week. (2) You also have ongoing access to Customer Support. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@myrewardbank.com. You can cancel your Reward Bank benefits at any time. The best way to do that is by contacting Reward Bank. Reward Bank will always work with you to respectfully, professionally, and timely address your concerns. We would ask that, should you have any complaint, concern, issue, malfunction, question, or problem regarding your Reward Bank benefits, that you will first give Reward Bank the opportunity to resolve the issue. We would also ask that you not submit a misleading, false, or fraudulent dispute regarding Reward Bank to a commercial entity, a regulatory entity, financial institution, or a governmental entity, as a misleading, false, or fraudulent submission may cause harm to Reward Bank.

No Warranty/Limitation of Liability. You agree that the Site/Program, its subsidiaries and affiliates, and each of its officers, directors and employees, along with the provider/host/administrator of the Site/Program ("The Program Parties") are not responsible or liable for any benefits, goods or services provided by participating vendors. If you have any claims relating to such benefits, goods or services provided by a participating vendor, you agree to make your claim against the vendor providing the benefit, good or service. You will not consider us (and we will not be construed as) a party to such transactions, whether or not we may have received some form of revenue or other remuneration in connection with such transactions, and we will not be liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to the transactions. We assume no responsibility for the payment of, or contribution to, any use or sales tax on the benefits, which may be imposed by taxing authorities, and such taxes, to the extent imposed, shall remain your sole responsibility or that of the provider of the benefits, as the case may be. This Site/Program is provided on an "as is" and "as available" basis with no warranties whatsoever. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO USE OF THIS SITE/PROGRAM OR ANY OF THE BENEFITS, PRODUCTS OR SERVICES OR RELATED INFORMATION PROVIDED TO YOU FROM THE PROGRAM OR FROM OUR PARTICIPATING VENDORS. THE PROGRAM DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE BENEFITS, PRODUCTS, SERVICES AND MATERIALS FROM THIS SITE/PROGRAM OR THE PARTICIPATING VENDORS IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. FURTHER, PLEASE NOTE THAT NO ADVICE OR INFORMATION, OBTAINED BY YOU FROM THIS SITE/PROGRAM OR OUR PARTICIPATING VENDORS SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THIS AGREEMENT. UNDER NO CIRCUMSTANCES SHALL OUR LIABILITY EXCEED YOUR CURRENT MONTHLY FEE, AND UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE BE LIABLE TO YOU OR A THIRD PARTY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, THIRD PARTY OR CONSEQUENTIAL, EVEN IF THE PROGRAM WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE FOREGOING LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THE PROGRAM DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SITE/PROGRAM. THE PROGRAM DOES NOT WARRANT THAT THE SITE/PROGRAM WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE/PROGRAM WILL BE UNINTERRUPTED AND ERROR FREE. YOU UNDERSTAND AND AGREE THAT YOU USE THE SITE/PROGRAM, AND ANY PRODUCTS YOU MAY GET FROM THE SITE/PROGRAM, AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OF THE SITE/PROGRAM. YOU UNDERSTAND THAT THE PROGRAM AND THE SITE/PROGRAM ARE NOT THE PRODUCERS, FORMULATORS, BOTTLERS, LABELERS, OR FULFILLERS OF ANY PRODUCT YOU MAY ORDER THROUGH THE SITE/PROGRAM AND, AS SUCH, HAVE NO LIABILITY TO YOU WITH REGARD TO SAID PRODUCTS, OTHER THAN TO ENSURE THAT THEY ARE DELIVERED TO YOU PURSUANT TO YOUR ORDER AND VALID PAYMENT. This paragraph, entitled "No Warranty / Limitation of Liability" is void in the state of New Jersey and where prohibited by law.

Emails. By becoming a customer, you have agreed to receive written and digital communication from Reward Bank as part of your benefits. You may opt out of receipt of written and/or digital communications by either (1) logging in to your customer account, and changing your communication settings in the “My Account” area, or (2) contacting Reward Bank Customer Support to help you do so.

Indemnification. You agree to indemnify, hold harmless and, at our option, defend the Site/Program from any and all third party claims, liability, damages and/or costs (including, but not limited to, reasonable attorneys fees and expenses) arising from your improper use of this Site/Program, your use of any products associated with the Site/Program, your violation of this Agreement, or your infringement, or the infringement or use of any Intellectual Property Rights (as defined herein). This paragraph, entitled "Indemnification" is void in the state of New Jersey and where prohibited by law.

Links. The Site/Program may contain links to other web sites. The Site/Program does not control such other websites and is not responsible or liable for the availability thereof or the products, services or other materials contained on such websites. The Site/Program shall not be responsible or liable, directly or indirectly, for any damage or loss incurred or suffered by any user in connection therewith. The preceding sentence is void in the state of New Jersey and where prohibited by law. Your access and use of linked websites, including the products, services and materials therein, is solely at your own risk.

Intellectual Property. You hereby agree and acknowledge that the Site/Program owns all right, title and interest in and to this Site/Program, including, without limitation, all Intellectual Property Rights. "Intellectual Property Rights" means any and all rights under patent law, copyright law, trade secret law, trademark law, and any and all other proprietary rights. You acknowledge that all marks that appear throughout the Site/Program belong to the Site/Program, or the respective owners of such marks, and are protected by applicable trademark and copyright laws. Any use of any of the marks appearing throughout the Site/Program without the express written consent of the Site/Program or the owner of the mark, as appropriate, is prohibited.

Privacy Policy. Reward Bank recognizes the importance of protecting the privacy of all information provided to us through the use of our services and related websites. We created the following policy guidelines with a fundamental respect for your right to privacy to guide our relationship with our users and consumers who use the Site/Program. Information collected through the Site/Program will be used in accordance with our Privacy Policy, which is as follows: Reward Bank collects information when you redeem your rewards or access your Reward Bank account. When you visit the Site/Program, you may provide to Reward Bank what is generally called "personally identifiable" information (such as your name, email address, postal mailing address, and home/mobile telephone number, etc.). When you visit the Site/Program, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer. Reward Bank uses both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site/Program. These persistent cookies can be removed, but each web browser is a little different. So, please review your browser "Help" file to learn the correct way to modify your cookies setup. We do not link the information we store in cookies to any personally identifiable information you submit while on our Site/Program. When you use the Site/Program or open one of our HTML emails, we automatically record certain data using technology, including "clear gifs" or "web beacons," cookies (discussed above), IP addresses, unique "device IDs" (similar to IP addresses), and log files. This automatically collected data includes coupon printing and redemption activity, web browser type, the website that referred you to us, the web pages you viewed on the Site/Program, and the dates and times that you visited the Site/Program.

Reward Bank uses the information that we collect to operate, maintain, and provide to you all of the benefits found on the Site/Program. Reward Bank will not use your email address or other personally identifiable information that you provide directly to us to send promotional or marketing messages without your consent except as part of a specific program or feature for which you will have the ability to opt-out. We do not share "personally identifiable" information with other third-party organizations for their marketing or promotional uses.

Third-party ad servers or ad networks may serve advertisements within the Site/Program. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on the Site/Program. These ad servers automatically receive your IP address when this happens, and they may also use other technologies (such as cookies, javascript, or web beacons) to measure the effectiveness of their advertisements and to personalize their advertising content. Reward Bank's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

Reward Bank uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO Reward Bank, AND YOU DO SO AT YOUR OWN RISK. Once we receive your transmission of information, Reward Bank makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

Protecting the privacy of young children is especially important. For that reason, Reward Bank does not knowingly collect or maintain information from persons under eighteen (18) years of age, and no part of the Site/Program is structured to attract anyone under eighteen (18). If you are under eighteen (18) years of age, then please do not use or access the Site/Program at any time or in any manner. If Reward Bank learns that personally identifiable information of persons under eighteen (18) years of age has been collected on the Site/Program without verified parental consent, then Reward Bank will take the appropriate steps to delete this information.

YOUR CONTINUED USE OF THE SITE/PROGRAM CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY.

Severability/Waiver. In the event any provision of this Agreement is determined to be invalid or unenforceable by a court of competent jurisdiction or appointed arbitrator, such determination shall in no way affect the validity or enforceability of any other provision herein. The failure by us to exercise rights granted to us hereunder upon the occurrence of any violations set forth in this agreement shall not constitute a waiver of such rights upon the recurrence of such violation. This paragraph, entitled “Severability/Waiver” is void in the state of New Jersey and where prohibited by law.

Mandatory Arbitration of Disputes. All disputes between you and Reward Bank will be resolved by BINDING ARBITRATION. YOU HEREBY AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract, except for matters that may be taken to small claims court. Your rights will be determined by a neutral arbitrator, NOT a judge or jury. You agree that any dispute arising out of or relating to this Agreement, including with respect to the interpretation of any provision of this Agreement or concerning the performance or obligations of Reward Bank or you, shall be resolved by mandatory and binding arbitration submitted to JAMS, Inc. (JAMS) in accordance with its Commercial Arbitration Rules at the request of either Reward Bank or you pursuant to the following conditions:

(a) Place of Arbitration Hearings. Unless you elect to conduct the arbitration by telephone or written submission, an in-person arbitration hearing will conducted at a JAMS facility in your area.

(b) Selection of Arbitrator shall be made pursuant to JAMS Streamlined Arbitration Rules & Procedures or JAMS Comprehensive Arbitration Rules & Procedures, depending on the amount of the claim as specified herein.

(c) Conduct of Arbitration. The arbitration shall be conducted by a single neutral arbitrator under JAMS Streamlined Arbitration Rules & Procedures. For claims exceeding one thousand dollars ($1,000.00), the arbitration shall be conducted under JAMS Comprehensive Arbitration Rules & Procedures Subject to the applicable JAMS procedure, the arbitrator shall allow reasonable discovery in the forms permitted by the Federal Rules of Civil Procedure, to the extent consistent with the purpose of the arbitration. The arbitrator(s) shall have no power or authority to amend or disregard any provision of this section or any other provision of these Terms and Conditions, except as necessary to comply with JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness. The arbitration hearing shall be commenced promptly and conducted expeditiously. If more than one (1) day is necessary, the arbitration hearing shall be conducted on consecutive days unless otherwise agreed in writing by the parties.

(d) Findings and Conclusions. The arbitrator(s) shall, after reaching judgment and award, prepare and distribute to the parties written findings of fact and conclusions of law relevant to such judgment and award and containing an opinion setting forth the reasons for the giving or denial of any award. The award of the arbitrator(s) shall be final and binding on the parties, and judgment thereon may be entered in a court of competent jurisdiction.

(e) Costs and Fees. You will be subject to a two hundred and fifty dollar ($250.00) filing fee to initiate an arbitration. To the extent permitted by JAMS procedures, each party shall bear its own costs and expenses and an equal share of the arbitrators' and administrative fees of arbitration, with Reward Bank remaining responsible for its share of costs, expenses and fees plus any costs, expenses and fees required of it under JAMS procedures.

(f) Litigation. The Federal Arbitration Act and federal arbitration law apply to this Agreement. Either party also may, without waiving any remedy under this Agreement, seek from any court having jurisdiction any interim or provisional relief that is necessary to protect the rights or property of that party, pending the establishment of the arbitral tribunal (or pending the arbitral tribunal's determination of the merits of the controversy). We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

(g) Other. The Federal Arbitration Act and federal arbitration law apply to these Terms and Conditions and you agree that any arbitration or other proceedings by or between you and Reward Bank will be conducted on an individual basis and not in any class action, consolidated or representative basis. You further agree that the arbitrator shall have no authority to award class-wide relief. You acknowledge and agree that this agreement specifically prohibits you from commencing arbitration proceedings as a representative of others. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial.

Assignment. We may assign our rights and obligations under this Agreement. This Agreement will inure to the benefit of our successors, assigns and licensees.

Entire Agreement. This Agreement, together with our prior agreement when you enrolled as a customer in Reward Bank, constitutes the entire agreement between you and us relating to the subject matter herein.

Feedback. If you have comments on the Site/Program or ideas on how to improve it, please email Customer Support at customersupport@myrewardbank.com. Please note that by doing so, you also grant the Site/Program permission to use and incorporate your ideas or comments into the Site/Program without compensation.

Customer Support. If you have any questions or concerns about your benefits and the Site/Program, contact us at customersupport@myrewardbank.com. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@myrewardbank.com. As a reminder, you may not cancel your account by sending an email, or submitting an online customer support inquiry.

What is Reward Bank?

Reward Bank is a high impact reward and loyalty program designed just for our customers. We deposit Reward Dollars into your account that you can use in over a million ways. Things like gift card giveaways, local and online shopping, product giveaways, saving at your favorite local restaurants, travel, entertainment and more. Plus, there are bonuses, fun challenges, and more!

What are Reward Dollars?

Reward Dollars aren't quite cash, but instead, they're promotional rewards that can be used to enter daily, weekly, and monthly give card giveaways, or to get exclusive discounts and VIP savings in over a million ways. How you use them is totally up to you. For example use Reward Dollars to enter a daily gift card giveaway for a chance to win a $10 coffee giveaway, or they can be used for things like a buy-one-get-one-free meal at a restaurant, discounts on hotels, 20% off a pair of sneakers, deals at local stores and shops, and more.

How Do I Log In and Use My Rewards?

That's an easy one. Your username is your phone number or email address and we’ve set your temporary password as your zip or postal code. Once you've logged in you can change your password to whatever you'd like.

I’m Still Having Trouble Logging In To My Account.

Glad to help. If this is your first time logging in, your username is your phone number or email address and your password is your zip or postal code. If you’ve logged into your account before, it’s possible you changed your password. If you’re still having trouble, please contact customer support for assistance.

How Do The Giveaways Work?

We have lots of giveaways for our customers.

• Daily Giveaways: We give away three $10 gift cards every day. To enter, simply log in and click the "Enter" button. Winners are automatically selected and automatically notified... it's that easy.
• Weekly Giveaways: We give away three $50 gift cards every week. Same process, simply log in, and click the "Enter" button. We'll notify you if you win, so keep an eye out on your inbox.
• Monthly Giveaways: We give away $100 gift cards every month.
• Product Giveaways: Finally, we also give out product giveaways. Log in, and click the "Enter" button. Winners are automatically selected and automatically notified, and we'll confirm your shipping address to get your product mailed out.

I Entered A Giveaway... Did I Win?

Some of the best and most popular benefits of Reward Bank are our giveaways. We have daily, weekly, and monthly gift card giveaways. Plus, we've got product giveaways too! As an active reward customer, you can use your Reward Dollars to enter the giveaways of your choice. All you need to do is login to your reward account, and click "Enter" in the giveaway of your choice, and you'll be automatically entered in that giveaway. It's that easy! When the prize countdown is completed, a winner is automatically selected from among that giveaway's entries, and a "Congratulations" email is automatically emailed to them with details about their prize. We do not email people who do not win the giveaways. So, if you're wondering if you won a giveaway, check your email. If you didn't get a "Congratulations" email, that means you didn't win. But you can always try again tomorrow!

Do All of the Different Benefits in The Program Use Reward Dollars?

Good question! Reward Dollars can be used in the following benefit categories:

• Daily Gift Card Giveaways
• Weekly Gift Card Giveaways
• Monthly Gift Card Giveaways
• Product Giveaways
• Dining Deals
• Auto Deals
• Local Shopping Deals

You'll see how many Reward Dollars you need to spend before a purchase is made.

There are also some benefits that don't use any Reward Dollars like:

• Games & Challenges
• Travel Savings Options
• Grocery Coupons

What are the Surprise Bonuses?

Customers like you get to enjoy surprise bonuses like a welcome bonus, birthday bonus, anniversary bonus, and more! We're always looking to add more value to the Reward Bank program.

Can I Leave A Review To Earn Additional Rewards?

Yes! Reward Bank customers can leave a review of the program to earn additional Reward Dollars. It's that easy!

Do Reward Dollars Expire?

Never! Any Reward Dollars you earn are banked and don’t expire. Spend them now, or save up for a few months - it’s totally up to you.

How Often Do I Get More Reward Dollars?

Every Month! We make a new Reward Dollars Deposit on the first of every month as long as you’re an active customer.

Can I Use Reward Bank on My Phone?

Yes! The program is fully mobile optimized. There’s no app to download or anything like that. Simply visit our site on your phone, log in, and enjoy!

How Does Pick to Win Work?

Pick to win is a free benefit that doesn’t require any Reward Dollars to play. Every few weeks a new Pick to Win challenge is shown – it could be a trivia question, a prediction for an upcoming even like a sports championship or awards show, and even fun interactive games. Select the answer you think is correct, and if you’re right, you’ll get a bonus Reward Dollars deposit.

How Does the Grocery Coupons Benefit Work?

Simply search by popular categories and select the coupons you like best! Once you’ve made your selections click “print coupons” and take them to your local grocery store to save, or you can digitally load the coupons to your grocery store loyalty card and save by swiping your card at checkout.

How Does the Dining Benefit Work?

The dining benefit offers a variety of restaurant and takeout savings from your favorite local restaurants. Simply plug in your zip code to find the offers near you. Click on the offer you like best, and you’ll be able to use Reward Dollars to unlock some great savings.

How Does the Travel Benefit Work?

The travel benefit is similar to other travel sites you might be familiar with. Simply plug in the destination you’re looking to travel to, the date range, and you’ll be shown the hotel and resort deals available to you.

Reward Bank recognizes the importance of protecting the privacy of all information provided to us and to the providers and partners associated with Reward Bank through the use of our services and related websites. We created the following policy guidelines with a fundamental respect for your right to privacy to guide our relationship with our users, visitors, customers, or any other consumers who use any of the websites, services, or benefits (collectively or individually, "you", "your", or "Consumers")., framed in pages, co-branded microsites, services, or applications owned or provided to them by Reward Bank (the "Sites").

1. The Information Reward Bank Collects

Reward Bank may collect information before or after you sign up, place an order, submit information, or redeem benefits.

- Consumer Provided Information: When you visit the Sites, you may provide to Reward Bank what is generally called "personally identifiable" information (such as your name, email address, postal mailing address, and home/mobile telephone number, etc.). In addition, you may have the option of providing us with certain demographic information about yourself (such as age, gender, household compensation, interests, zip code, state, shopping habits, etc.).
- "Cookies" Information: When you visit the Sites, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer. Reward Bank uses both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Sites. These persistent cookies can be removed, but each web browser is a little different. So, please review your browser "Help" file to learn the correct way to modify your cookies setup.
- "Automatically Collected" Information: When you use the Sites or open one of our emails, we may record certain data using technology, including "clear gifs" or "web beacons," cookies (discussed above), IP addresses, unique "device IDs" (similar to IP addresses), and log files. "Automatically collected" data includes Sites use activity, web browser type, the website that referred you to us, the web pages you viewed on the Sites, and the dates and times that you visited the Sites.
- Provider Provided Information: When Reward Bank connects you with various benefits and services provided on the Sites, sometimes, it may share unique identifiers with those benefit and service providers (customer number, zip code, etc.) in order to facilitate the Consumer's access to the benefits and services.

2. The Way Reward Bank Uses Information

- Reward Bank uses the information that we collect to operate, maintain, and provide to you all of the benefits and services found on the Sites associated with your account, and for other non-marketing or administrative purposes such as notifying you of major service updates, sending you messages from the Sites, or for customer service purposes.
- Reward Bank uses all of the information that we collect from our Consumers to understand the usage trends and preferences, to improve the way the Sites work and look, to improve our marketing and promotional efforts, and to create new features and functionality.
- Reward Bank uses "automatically collected" data to (a) process and record services, benefits, and bonus use and redemption activity; (b) store information so that you will not have to re-enter it during your visit or the next time you use the Sites; (c) provide custom, personalized coupon promotions, advertisements, content, and information; (d) monitor the effectiveness of marketing campaigns; (e) monitor aggregate usage metrics such as total number of visitors and pages viewed; and (f) process billing activity on your behalf.
- Reward Bank will not use your email address or other personally identifiable information that you provide directly to us to send promotional or marketing messages from third parties unless that is disclosed to you or unless you are provided an opt-out option.

3. When Reward Bank Discloses Information

- Reward Bank discloses both "personally identifiable" and "automatically collected" information to our providers, affiliated companies, or other businesses or persons to process such information on our behalf, to provide website maintenance and security, to enable Reward Bank to fulfill benefit and services request, to offer certain features on the Sites, to assist us in improving the way the Sites work and look, and to create new features. We require that these parties agree to process such information in compliance with our Privacy Policy. We use reasonable efforts to limit their use of such information, and we require these parties to use any other appropriate confidentiality and security measures.
- We do not share "personally identifiable" information with other third-party organizations for their marketing or promotional uses without your consent except as part of a specific program or feature for which you will have the ability to opt-out.
- We may disclose Customer information if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws or respond to a court order, judicial or other government subpoena, or warrant.
- We also reserve the right to disclose Customer information that we believe, in good faith, is appropriate or necessary to take precautions against liability; protect Clients from fraudulent, abusive, or unlawful uses; to investigate and defend ourselves against any third-party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of the Sites; and to protect against fraudulent uses, the rights, property, or personal safety of Reward Bank, our Clients, or others.

4. Your Choices

We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. If you no longer wish to receive our email alerts and promotional communications, you may opt-out of receiving them by following the instructions included in each email or communication, by doing so when logged in as a customer, or you may contact us using the online Customer Support tools.

In some cases if you decline to share personal information on the Sites Reward Bank will not be able to provide certain services to you on the Sites. You may update, correct, or delete your personal information and preferences at any time by going to the edit profile section of the Sites. To protect your privacy and security, we take reasonable steps to verify your identity before granting access to personal information or before making corrections. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES.

5. Third-Party Advertisers, Links to Other Sites

Third-party ad servers or ad networks may serve advertisements within the Sites. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on the Sites. These ad servers automatically receive your IP address when this happens, and they may also use other technologies (such as cookies, javascript, or web beacons) to measure the effectiveness of their advertisements and to personalize their advertising content. Reward Bank's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

6. Our Commitment to Data Security

Reward Bank uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO Reward Bank, AND YOU DO SO AT YOUR OWN RISK. Once we receive your transmission of information, Reward Bank makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

7. Our Commitment To Children's Privacy

Protecting the privacy of young children is especially important. For that reason, Reward Bank does not knowingly collect or maintain information from persons under 13 years of age, and no part of the Reward Bank Sites are structured to attract anyone under 13. If you are under 13 years of age, then please do not use or access the Sites at any time or in any manner. If Reward Bank learns that personally identifiable information of persons under 13 years of age has been collected on the Sites without verified parental consent, then Reward Bank will take the appropriate steps to delete this information.

8. Special Note to International Users

The Sites are hosted in the United States and are intended for and directed to users in the United States. If you are a Customer accessing the Sites from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States laws, please be advised that through your continued use of the Sites, which are governed by U.S. law and this Privacy Policy, you are transferring your personal information to the United States and you consent to that transfer.

9. In the Event of Merger or Sale

In the event that Reward Bank is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our Consumers as part of such merger, acquisition, sale, or other change of control.

10. Changes and Updates to this Privacy Policy

This Privacy Policy may be revised periodically, and this will be reflected by the "last modified" notice below. If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage. In general, we only use your personal information in the manner described in the Privacy Policy in effect when we received that personal information. YOUR CONTINUED USE OF THE SITES CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY AND ANY FUTURE REVISIONS.

11. Effective Date, Date Last Modified

This Privacy Policy is effective as of June 1, 2021.